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Target Audience

Understanding our target audience is crucial to building a platform that truly addresses their needs and pain points.

SOM Profile Summary

Our Serviceable Obtainable Market (SOM) represents the strategic entry point for BluuLabs: digitally native users who need better financial planning tools.

Variable Description
Age 27–37 years
Location Main cities: Bogotá, Medellín, Cali, Barranquilla
Occupation Young professionals or employees with stable middle income
Digital Behavior Uses social media daily and mobile banking weekly, but does not maintain a financial tracking habit
Motivation Achieve stress-free control, save for goals, improve financial literacy
Barriers Lack of habit, distrust, reluctance to register transactions
Opportunity Translate financial knowledge into emotional clarity and simple tools

Market Sizing — TAM / SAM / SOM

Understanding the market opportunity helps us validate the strategic value of our target segment and guide our go-to-market approach.

Sources: DANE (2024), Ipsos × Nu (2024), Superfinanciera (2023), Credicorp (2024), Universidad EIA (2023).

Level Definition Estimated Size (Colombia 2024) Criteria
TAM (Total Addressable Market) Adults aged 25–40 (millennials) 12–14 million people Total population 52.7M × 27%
SAM (Serviceable Available Market) Urban millennials with smartphones and digital banking usage 4.5 million people 32% use banking apps (Ipsos × Nu)
SOM (Serviceable Obtainable Market) Millennials interested in financial education, active on social media, reachable through digital advertising 250,000–300,000 people 6–7% of SAM (estimated national digital reach)

Strategic Interpretation

  • TAM (12 million): Total universe of millennials with potential interest
  • SAM (4.5 million): Users familiar with financial technology and willing to learn
  • SOM (~300,000): Addressable audience in the first stage through digital channels (Bogotá, Medellín, Cali, Barranquilla)

This sizing validates our phased approach: focusing first on urban digital-native users (SOM) while maintaining a clear expansion path to the broader digitally-enabled millennial market (SAM).

Key Insights

Demographics and Context

BluuLabs' target audience consists of adults aged 27 to 37, primarily:

  • Urban residents in major Colombian cities
  • Professionals with stable employment
  • Digitally active users comfortable with technology

Behavioral Patterns

Our target users demonstrate specific behavioral characteristics:

  • Already use banking apps and digital financial services
  • Seek financial education (90% express interest)
  • Have not consolidated a financial planning habit yet
  • Use social media and mobile banking regularly but lack systematic financial tracking

Strategic Positioning

This segment represents the strategic entry point for BluuLabs because they are:

  • Digital enough to adopt the platform quickly
  • Underserved by traditional financial planning applications
  • Ready for a solution that bridges the gap between digital literacy and financial control

Social Listening Conclusion

Based on user research and social listening, we've identified critical expectations:

What Users Value

  • Simplicity and immediate utility
  • Clear, actionable insights
  • Ease of use without complexity

What Users Demand

  • Greater personalization in financial recommendations
  • Automation to reduce manual effort
  • Freedom in managing their data
  • Control over their financial information

Product Implications

This reinforces BluuLabs' purpose: to offer an app that doesn't just record expenses, but helps users understand and make decisions with confidence.

Our platform must deliver:

  • Simple, automated tracking that requires minimal user effort
  • Personalized insights that feel relevant and actionable
  • User control and data ownership
  • Financial clarity that reduces stress and builds confidence

Related Documents:

  • Vision - Platform vision and core values
  • Glossary - Key terms and definitions